html, body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	background-color: #000064;
	color: #333300;
	line-height: 18px;
	margin: 0 auto;
	padding: 0;
	height: 100%;
}
body a {
	color: #003366;
	text-decoration: underline;
}
body a:hover {
	color: #0099cc;
}
.dvs {
	border-width: 0px;
}
.bgcolor {
	background-color: #000064;
}
.body {
	background-color: #d8e0eb;
}
.bold {
	font-weight: bold;
}
ul.main {
	list-style-type: disc;
}
table.wrapper {
	height: 100%;
	width: 100%;
	background-color: #d8e0eb;
	padding: 0px;
	margin: 0px auto 0px auto;
	width: 882px;
}
table.content {
	height: 100%;
	width: 100%;
	padding: 0px;
	margin: 0px auto 0px auto;
	width: 882px;
}
.contentholder {
	height: 100%;
	width: 882px;
}
.lefttext {
	text-align: left;
}
.centertext {
	text-align: center;
}
.centerheader {
	text-align: center;
	font-size: 16px;	
}
.centerbigheader {
	text-align: center;
	font-size: 20px;
	font-weight: bold;
}
.righttext {
	text-align: right;
}

.lnavheading {
	text-align: center;
	font-weight: bold;
}
.lnavtext {
	text-align: left;
}
#content {
}
#footer {
	font-family: arial, helvetica;
	font-size: 11px;
	color: #808080;
	text-align: center;
	margin: 0px 0px 0px 0px;
	background-color: #FFFFFF;
}
#footer:hover {
	color: #333300;
}
.incEmail {
	font-weight: bold; color: red; text-align: center;
}
.tfvHighlight{
	font-weight: bold; color: red;
}
.tfvNormal{
	font-weight: normal;	
	color: black;
}
.indentspacing {
	margin-top: 0px;
	margin-bottom: 0px;
}
.smalltext {
	font-size: xx-small;
}

.policytext {
	font-size: 10px;
	line-height: 10px;
}